PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE (the “Site”). All users of this Site agree that access to and use of this Site are subject to the following terms and conditions and other applicable law. If you do not agree to these terms and conditions, please do not use this Site.
CarePlanners™ is not your doctor or insurance company. CarePlanners does not provide medical, legal or nursing services
or offer medical advice. We do not diagnose or treat actual or potential health problems. The services we provide are solely
consultative in nature, helping you to navigate the healthcare system, are not intended in any way to replace medical care,
and are not a substitute for the consultation and care of licensed healthcare providers including, but not limited to,
physicians, nurse practitioners, physician assistants, nurses, or therapists.
CarePlanners™' careplanners do not practice medicine or conduct utilization review. Any and all information
relayed from careplanners, CarePlanners™ marketing materials, or the Site (collectively, “CarePlanners™
Materials”) is meant to be for general information purposes only and should not be considered recommendations,
diagnosis, advise, directives, treatment, prescription, casefinding, health teaching, health counseling, provision of care
supportive to or restorative of life and well-being, execution of medical regimens prescribed by a healthcare provider,
or a determination of the medical necessity of any healthcare services. CarePlanners™ Materials do not in any way
eliminate, substitute, or replace the advice and treatments prescribed by a qualified healthcare provider of medical
or psychiatric care; for specific medical advice, diagnosis and treatment, contact your personal physician.
The Site may provide specific health information, none of which is intended to be specific to your medical condition.
CarePlanners™ does not provide legal advice. The contents of the Site, including any forms, are provided for
general informational purposes, do not constitute legal advice, and are not intended to replace legal advice from your
Nothing contained, expressly or implied, at the Site is intended or shall be construed as medical or other professional
advice by CarePlanners™.
The mention of specific products, services, medical institutions, healthcare professionals, etc. in the CarePlanners™
Materials does not constitute or imply a recommendation or endorsement by CarePlanners™, unless it is explicitly
stated. The views and opinions of careplanners do not necessarily state or reflect those of CarePlanners™.
If you are enrolled as a CarePlanners™ member and require immediate response to non-medical questions or problems,
please call CarePlanners™ Toll Free at 1-800-989-3588 or e-mail
The entire content included in this Site, including but not limited to text, graphics, video or code is copyrighted as
a collective work under the United States and other copyright laws, and is the property of CarePlanners™.
The collective work includes works that are licensed to CarePlanners™. ALL RIGHTS RESERVED. You may display and,
subject to any expressly stated restrictions or limitations relating to specific material, download or print portions
of the material from the different areas of the Site solely for your own non-commercial use. Any other use, including
but not limited to the reproduction, distribution, display or transmission of the content of this Site is strictly prohibited,
unless authorized by CarePlanners™. You further agree not to change or delete any proprietary notices from materials
downloaded from the Site.
All trademarks, service marks and trade names of CarePlanners™ used on the Site are trademarks or registered
trademarks of CarePlanners™. All other trademarks, service marks and trade names are the trademarks, service marks
and trade names of their respective owners.
The Site and products and services available through the Site are available only to, and may only be purchased or used by,
individuals who are 18 years and older who can form legally binding contracts under applicable law. You represent and warrant
that you are at least 18 years old and that all registration information you submit is accurate and truthful.
CarePlanners™ may, in its sole discretion, refuse to offer access to or use of the Site to any person or entity and change
its eligibility criteria at any time. This provision is void where prohibited by law and the right to access the Site is revoked
in such jurisdictions.
This Site and the materials and products offered on this Site are provided "as is" and without warranties of any kind, whether
express or implied. All warranties with respect to merchandise purchased through the Site are from the supplier of the merchandise
and not from CarePlanners™; such supplier is solely responsible for any warranty claims or returns. To the fullest extent
permissible pursuant to applicable law, CarePlanners™ disclaims all warranties, express or implied, including, but not
limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. CarePlanners™
does not represent or warrant that the functions contained in this Site will be uninterrupted or error-free, that the defects will
be corrected, or that this Site or the server that makes this Site available are free of viruses or other harmful components.
CarePlanners™ does not make any warranties or representations regarding the use of the materials in this Site in terms of their
correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise. Some states do not permit limitations or exclusions
on warranties, so the above limitations may not apply to you.
IN NO EVENT SHALL CAREPLANNERS™, OR ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, SELLERS OR SUPPLIERS BE LIABLE TO YOU FOR ANY
INDIRECT, SPECIAL, COMPENSATORY, PUNITIVE, CONSEQUENTIAL, INCIDENTAL DAMAGES ARISING OUT OF OR RELATING TO THIS AGREEMENT, INCLUDING
WITHOUT LIMITATION, LOST PROFITS, LOST OPPORTUNITIES, BODILY INJURY OR EMOTIONAL DISTRESS. SOME STATES DO NOT ALLOW THE EXCLUSION OR
LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
These terms and conditions are applicable to you upon your accessing the Site and/or completing the registration. You may terminate
your account by removing your information from the “My Account” portion of the Site and by ceasing access to and use of the Site.
The provisions relating to Copyrights, Trademark, Warranty Disclaimer, Limitation of Liability, Indemnification and Miscellaneous,
shall survive any termination.
and use the Site and that provides suggestions for protecting the security of your personal information online. Please contact us
immediately if you have any concerns about the security of your personal information or feel you have been the victim of fraud or
identity theft involving any information you may have shared with CarePlanners™. CarePlanners™ does not knowingly collect
information from minors under eighteen (18) years of age. No information should be submitted to, or posted at, the Site by individuals
under eighteen (18) years of age. We encourage parents and guardians to spend time online with, and monitor the interactivities of, their
children. If you believe your child has provided their personal information, please contact us immediately at info@CarePlanners.com so we
can delete it. If you are under the age of 18, do not provide us with any personal information.
CarePlanners™ reserves the right to alter these terms and conditions or other policies regarding use of the Site at any time, so please
review them frequently. If CarePlanners™ makes a material change, CarePlanners™ will notify you here, by email, by means of a notice
on the home page, or other places CarePlanners™ deems appropriate. What constitutes a "material change" will be determined by
CarePlanners™ in its sole discretion, in good faith, and using common sense and reasonable judgment.
CarePlanners™ may deliver other notices to you by means of e-mail, a general notice on the Site, or by other reliable method to the address
you have provided to CarePlanners™. You may provide notices to CarePlanners™ via email at info@CarePlanners.com or via mail
addressed to: CarePlanners™, ATTN: Customer Service, 304 Park Avenue South, Suite 1002, New York, NY 10010.
When you visit the Site or send e-mails to CarePlanners™, you are communicating with CarePlanners™ electronically.
You consent to receive communications from CarePlanners™ electronically. CarePlanners™ will communicate with you by e-mail or by
posting notices on this Site. You agree that all agreements, notices, disclosures and other communications that CarePlanners™ provides
to you electronically satisfy any legal requirement that such communications be in writing.
Harassment in any manner or form on the Site, including via e-mail, chat, comments, posts, or by use of obscene or abusive language, is strictly
forbidden. Impersonation of others, including a CarePlanners™ employee, contractor, supplier, or representative, as well as other members or visitors on
the Site is prohibited. You may not upload to, distribute, or otherwise publish through the Site any content which is false, misleading, libelous,
defamatory, obscene, threatening, invasive of privacy or publicity rights, infringing of intellectual property rights, abusive, illegal, or otherwise
objectionable which may constitute or encourage a criminal offense, violate the rights of any party or which may otherwise give rise to liability or
violate any law. You may not upload commercial content on the Site or use the Site to solicit others to join or become members of any other commercial
online service or other organization. Be thoughtful, considerate, and respectful of others in your posts.
You must keep your account information up-to-date and accurate at all times, including a valid email address. Keep your password secure. You are fully
responsible for all activity, liability and damage resulting from your failure to maintain password confidentiality. You agree to immediately notify
CarePlanners™ of any unauthorized use of your password or any breach of security. You also agree that CarePlanners™ cannot and will not be
liable for any loss or damage arising from your failure to keep your password secure. You agree not to provide your username and password information
in combination to any other party other than CarePlanners™ without CarePlanners™’s express written permission.
CarePlanners™ does not and cannot review all communications and materials posted to or created by users accessing the Site, and is not in any
manner responsible for the content of these communications and materials. You acknowledge that by providing you with the ability to view and distribute
user-generated content on the Site, CarePlanners™ is merely acting as a passive conduit for such distribution and is not undertaking any obligation
or liability relating to any contents or activities of others on the Site. However, CarePlanners™ reserves the right, but not the obligation, to
block or remove communications or materials that it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading,
(c) in violation of a copyright, trademark or other intellectual property right of another or (d) offensive or otherwise unacceptable to CarePlanners™
in its sole discretion. If you believe that any of the content on the Site violates your rights, please contact CarePlanners™ at the address specified
above, and follow CarePlanners™’s Copyright Policy.
You agree to indemnify, defend, and hold harmless CarePlanners™, its officers, directors, employees, agents, licensors and suppliers (collectively
the "Service Providers") from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these
terms and conditions or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the Site using
In an attempt to provide increased value to Site visitors, CarePlanners™ may link to sites operated by third parties. However, even if the third party
is affiliated with CarePlanners™, CarePlanners™ has no control over these linked sites, all of which have separate privacy and data collection
practices, independent of CarePlanners™. These linked sites are only for your convenience and therefore you access them at your own risk. Nonetheless,
CarePlanners™ seeks to protect the integrity of the Site and the links placed upon it and therefore requests any feedback not only for the Site, but
for sites it links to as well (including if a specific link does not work).
Your use of this Site and these terms and conditions shall be governed by and construed in accordance with the laws of the State of New York, applicable to
Agreements performed entirely in the State of New York without regard to principles of conflicts of laws. Neither the U.N. Convention on Contracts for
the International Sale of Goods nor any enactment of the Uniform Computer Information Transactions Act shall apply to these terms and conditions. If a dispute
arises out of or relates to this Agreement, or its breach, and if the dispute cannot be settled through negotiation, both parties agree that any such dispute,
controversy or claim shall be settled by arbitration administered by the American Arbitration Association under its Commercial Arbitration rules, and judgment
on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The fees of arbitration shall be borne equally by CarePlanners™
and you and each party shall pay its own attorneys’ costs and fees. Any cause of action or claim you may have with respect to the Site (including but not limited to
the purchase of products available on the Site) must be commenced within one (1) year after the claim or cause of action arises. In the event that any provision of
this Agreement shall be determined to be illegal or unenforceable, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement
shall otherwise remain in full force and effect and enforceable. CarePlanners™’s failure to insist upon or enforce strict performance of any provision of these terms
and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any
of these terms and conditions. CarePlanners™ may assign its rights and duties under this Agreement to any party at any time without notice to you.
Thank you for visiting the CarePlanners website located at www.careplanners.com (the “Site”),
operated by LifeQB, Inc. and its affiliated companies and partners, who we will refer to as
“The Company”, “we”, or “us“. We absolutely respect your privacy
explains how we collect and use information.
The Site serves as an online resource to assist you in better navigating and managing the healthcare system
for you and your loved ones. We are able to better personalize our services based largely on information you provide.
For instance, during the registration process you will be asked to provide us with certain information about yourself,
including a valid e-mail address, and your first and last name. In certain situations, particularly where you request
more information, we might also request your phone number so we can follow up with you. Your information will then be
entered into our database so that we can send you relevant and actionable health and care content. We reserve the right
to use your contact information to communicate with you via newsletter, text message, direct mail, phone and any future
developed device or tool that provides the same functionality. You may unsubscribe to our electronic mailings at any
time by following the instructions that we include at the end of every mailing.
Our intention on using your information is to enhance your experience with our products and services. We also create
internal reports on user demographics and traffic patterns to make sure we are marketing effectively. While we report
these results to our marketing partners, rest assured we do not use any personally identifiable information when we
compile our reports.
We collect information in the following ways:
to the site, and track site usage for management purposes.
to understand how you use our sites, to personalize your experience and to improve the sites’ content and offerings. You
can disable and reject cookies by adjusting your Internet browser settings, but this will diminish our ability to deliver
personalized content to you. Please be assured that cookies can not be used as “spyware“ to infiltrate your
computer’s hard drive.
Action Tags, Web Beacons and other Data Collection Methods:
An action tag or a web-beacon (also known as a clear gif or a pixel tag) is a method used to track responses or actions by
visitors who view certain advertisements or other information on the Site. Action tags are 1x1 pixel images embedded in
a website page that are used to transparently collect information. We may use action tags to count the number of times
that visitors click on a particular banner ad or visit the pages of the Site and to provide information about what
products/services are viewed or purchased. These devices can not be used to access your personal information.
We reserve the right to retain this cookie and action tag data (collectively, “Site Data”) indefinitely.
At no time will we share cookie-related, or action-tag-related information or data with third parties other than where:
(b) if the information is subpoenaed or otherwise requested pursuant to a valid legal proceeding; or
(c) if we are sold or acquired.
CarePlanners will not sell, license, transmit or disclose your information outside of CarePlanners and its affiliated
companies unless such disclosure is: (i) expressly authorized by you, (ii) necessary to enable CarePlanners contractors
or agents to perform certain functions on our behalf, or (iii) required or permitted by law. In all cases we will disclose
the information consistent with applicable laws and regulations and we will require that the recipient protects the information
and uses it only for the purpose it was provided.
to notify you. Please check this page periodically for changes. Your continued use of the Site following the posting of changes
The Site may contain links to other third-party owned or operated websites. We are not responsible for the privacy practices or the content of those websites. In some cases, you may be able to make a purchase through one of these third-party websites. In these instances, you may be required to provide certain information, such as a credit card number, to register or complete a transaction at that website. These third-party websites have separate privacy and data collection practices and we have no responsibility or liability relating to them.
We do not knowingly collect information from minors under eighteen (18) years of age. No information should be submitted to, or posted at, the Site by individuals under eighteen (18) years of age. We encourage parents and guardians to spend time online with, and monitor the online activities, of their children.
CarePlanners has adopted and adheres to stringent security standards designed to protect non-public personal information against
accidental loss, misuse, unauthorized access and disclosure. Among the safeguards that CarePlanners has developed for this site
are administrative, physical and technical barriers that together form a protective firewall around the information stored
at our site. We strive at all times to meet and exceed standards of online privacy protection. When you submit information,
your information is protected both online and offline in accordance with applicable laws and industry standards. For example,
we use full-time Network Administrators, SSL servers and firewalls to protect the confidentiality of the information you provide.
While we strive to protect your information, we cannot ensure or warrant the security of any information that you transmit to us.
We will take reasonable measures that we believe are appropriate to protect your information from loss, misuse, alteration,
or destruction. Where possible, will ask that any third parties to whom we may transfer your information take comparable steps
to protect that security.
To protect the confidentiality of information and/or electronic data, we utilize the following physical and electronic safeguards;
As we continue to improve our services and features we provide, this policy is subject to change. We encourage you to periodically
create any contractual or other legal rights on behalf of any party.